Business Insurance: run your business safely
Protect your commercial property with the right insurance. First National Financial Services is here to provide the right coverage for any business in Feasterville, PA.
Business owner insurance
A business owners insurance policy, or BOP, combines business property and liability insurance into one convenient policy. Your business faces various risks unique to your industry, but there are certain coverages that businesses need regardless of size or business type. Having a BOP helps you safeguard your business by helping to protect what you’ve built.
General liability
When you look around your business, it’s obvious that you need to protect against damage to your buildings, equipment, and staff. Less obvious—but no less important—is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable. Bodily injury, property damage, advertising injury, and medical payments are typically included in this type of insurance.
Commercial property insurance
Is your business prepared for the worst?
Fire, flooding, theft, or accidental damage are unfortunate incidents that could damage or destroy your property and devastate your business. Whether it’s your office building, commercial vehicles, or equipment, losing these assets would be a potentially critical setback for your business.
Commercial umbrella Insurance
Commercial umbrella insurance is all about going one step further. It’s an added layer of protection that kicks in if the very worst happens with your business insurance policies. Essentially, if you go over your payout limit, it helps cover the excess costs that you would otherwise need to pay for out of pocket.
Your commercial umbrella policy may cover the costs of legal fees, medical expenses, and damages for liability issues such as bodily injury and property damage.
Business auto insurance
A vehicle collision is never good news, but when it’s one of the cars or trucks owned by your business, the consequences are more complicated. Business auto insurance takes all the elements of normal auto coverage and adds on extra protection. This may include coverage for the following:
- Bodily Injuries
- Collisions
- Named Perils
- Property Damage
Looking for business insurance? Get in touch.